💰 I’m returning home. How do I cancel my bank account? | 九州大学 外国人留学生・研究者サポートセンター

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by Jon Norris It seems im my bank account matter who your financial institution of choice, online banking is a total mess. For example, send me a text when my balance im my bank account below a certain amount, or if a transaction over a certain amount occurs.

Give me full access to my financial history not just two months and a prompt to order paper copies of older statementsand let me apply notes and attachments to transactions for example attach a PDF receipt. Needlessly complex security procedures, hard-to-find options and counter-intuitive interfaces all combine to create an irritating and time-consuming quagmire.

I have yet to see an online banking system that is modern, functional and — most importantly — does what I want it to do. Post navigation.

All I care about is that money is leaving my account, and the only way my brain sorts transactions is one-off purchases or withdrawals and recurring bills. A simple example — why not take my monthly income, subtract all my recurring payments and tell me how much spending money I have until my next payday? And lastly, give us access to our fucking data! The pop-out view for each transaction supplies these details is a readily understandable way. Lloyds seem determined to hide from users details of how money left an account. io-style triggers? Hell, they could even open a savings account for me when I book in my holiday and prompt me to pay in a certain amount every month to make sure I have enough spending money.